Sample Credit Report

Below is a sample model report from TransUnion

813

F

350-499

87% risk*

D

500-549

71% risk*

C

550-599

51% risk*

C+

600-649

31% risk*

B

650-699

15% risk*

B+

700-749

5% risk*

A

750-799

2% risk*

A+

800-850

1% risk*

Negative Factors

  • Derogatory public record or collection filed
  • Lack of recent revolving account information
  • Lack of recent bankcard account information
  • Too many recent credit checks

Debt

Type # Balance Credit
Limit		 Monthly
Payment
Revolving1$0$1500$0

1 recent late payments to 1 different lenders.

* Percent risk = Expected delinquency rate over the next 2 years based on industry standards.

Past Addresses

Tip: Use this section to see if the person listed all their past landlords

Aug 2009
183 Talbot ST
LONDON, ON
N6C 3X9

Alerts

Tip: Note the following cautions

CURRENT ADDRESS IS AN INSTITUTIONAL ADDRESS

Disclaimer: Credit information should be used as one component in a broader screening program. It is important to also screen using other tools, such as reference checks, personality surveys, and interviews. Information on this page comes from TransUnion and is based on many different reporting sources. Information may contain errors.
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